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Opt-in required. Account have to have initial suitable direct deposits, need to be in excellent standing and possess an activated chip-enabled debit card to opt-in. Ongoing suitable direct deposits together with other criteria implement to take care of eligibility for overdraft safety. Only debit card order transactions are qualified for overdraft defense and overdrafts are paid at our discretion. We reserve the best not to spend overdrafts. One example is, we may not pay out overdrafts Should the account just isn't in fantastic standing, or is not getting ongoing qualified immediate deposits, or click here has a lot of overdrafts.